About Richard B. Karlen

I have been providing financial advisory services since 1994.  The following is a list of my education and financial certifications:

BS in Accounting from Northeastern University
MBA in Finance from Northeastern University
ChFC (Chartered Financial Consultant)
CLU (Chartered Life Underwriter)
CASL (Chartered Advisor in Senior Living)


Why Do Business With Richard Karlen & Millenium Financial Services?

You will do business with me because I am honest.  You will not worry about being tricked, lied to or sold unsuitable products or services.

You will do business with me because I am independent.  I do not represent any companies or products.  I only represent my clients.  My independence means that you are not limited to specific products or services to meet your needs and objectives.

You will do business with me because I have no sales contests or sales quotas.  You do not have to worry about being pushed into products or services that are not suitable for your needs and objectives.

You will do business with me because I am accessible to you beyond standard 9-5 business hours.  You may choose to communicate or meet with me evenings and weekends…when its convenient to your schedule.

You will do business with me because I have the experience and education you want in your financial advisor. You will know that your financial advisor is well educated, and keeps up to date with changing industry, regulatory, financial and economic conditions.

You will do business with me because you know that you will have access to other professional resources such as institutional equity and bond traders at TD Ameritrade, accountants, lawyers, insurance specialists, payroll processors and pension administrators.  You will get institutional companies, specialists and products with personalized service.

You will do business with me because I keep financial services simple.  No fancy, complicated or confusing power point presentations, charts or sales pitches.  You will appreciate the simple, easy to understand ideas, strategies and portfolio reviews.

You will do business with me because you like me.  You know that your interests are placed well ahead of my own and that my only goal is to meet your goals.  You will appreciate that your financial advisor takes a personal interest in your family, your job and your life.

                          Contact me today for a complimentary, no-obligation meeting                                               to determine which services and/or products would benefit you best to achieve your financial goals.